> ## Documentation Index
> Fetch the complete documentation index at: https://docs.konnectnxt.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Glossary

> Key terms and definitions for background verification

## API Terms

<AccordionGroup>
  <Accordion title="Bearer Token">
    An authentication token passed in the `Authorization` header to authenticate API requests. Format: `Bearer YOUR_API_TOKEN`
  </Accordion>

  <Accordion title="Credits">
    The unit of consumption for API calls. Each verification consumes a specific
    number of credits based on the verification type.
  </Accordion>

  <Accordion title="Request ID">
    A unique identifier returned by asynchronous APIs (like GST verification) to
    track and fetch verification results.
  </Accordion>

  <Accordion title="TAT (Turnaround Time)">
    The time taken to complete a verification process. KonnectNXT offers industry-leading TAT of under 48 hours for most checks.
  </Accordion>
</AccordionGroup>

## Verification Types

<AccordionGroup>
  <Accordion title="BGV (Background Verification)">
    Comprehensive background check covering identity, employment, education, criminal records, and address verification.
  </Accordion>

  <Accordion title="Penny Drop">
    A bank account verification method where a small amount (typically ₹1) is
    deposited to verify account validity and holder name.
  </Accordion>

  <Accordion title="KYC (Know Your Customer)">
    Identity verification process to validate customer identity using
    government-issued documents like Aadhaar, PAN, etc.
  </Accordion>

  <Accordion title="UAN (Universal Account Number)">
    A 12-digit number assigned to employees for EPFO (Employee Provident Fund Organization) tracking. Used for employment verification.
  </Accordion>
</AccordionGroup>

## Document Identifiers

<AccordionGroup>
  <Accordion title="PAN (Permanent Account Number)">
    A 10-character alphanumeric identifier issued by the Income Tax Department of India. Format: ABCDE1234F (5 letters + 4 digits + 1 letter).
  </Accordion>

  <Accordion title="Aadhaar">
    A 12-digit unique identification number issued by UIDAI (Unique Identification
    Authority of India) to Indian residents.
  </Accordion>

  <Accordion title="GSTIN (GST Identification Number)">
    A 15-character identifier for businesses registered under GST. Format: 2
    digits (state code) + 10 characters (PAN) + 3 characters (entity details).
  </Accordion>

  <Accordion title="IFSC (Indian Financial System Code)">
    An 11-character code identifying bank branches in India. Format: 4 letters (bank code) + 0 + 6 alphanumeric characters (branch code).
  </Accordion>
</AccordionGroup>

## Compliance & Security

<AccordionGroup>
  <Accordion title="ISO 27001:2022">
    International standard for Information Security Management Systems (ISMS). KonnectNXT is ISO 27001:2022 certified.
  </Accordion>

  <Accordion title="SOC 2 Type II">
    Security audit framework for service organizations covering security,
    availability, processing integrity, confidentiality, and privacy.
  </Accordion>

  <Accordion title="GDPR (General Data Protection Regulation)">
    European data protection and privacy regulation. KonnectNXT is working towards
    GDPR compliance.
  </Accordion>

  <Accordion title="DPDP Act (Digital Personal Data Protection Act)">
    India's data protection legislation enacted in 2023. Governs processing of digital personal data.
  </Accordion>
</AccordionGroup>

## Need More Help?

If you need clarification on any term, reach out to our support team:

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  Get help from our team
</Card>